How hiring a public adjuster helps your storm damage claim

A public adjuster is an insurance professional who works independently, helping you to settle an insurance claim. If you have experienced property damage as a consequence of a storm that has happened, you may want to make a claim to cover the items that have been damaged in the storm. However, you may be worried that your insurer is not going to pay out, or they may have given you a hostile response already. If that is the case, working with a public adjuster can give you a much better chance of claim success. So, with that being said, continue reading to discover everything you need to know. 

What to expect from a public adjuster

When you work with a public adjuster, they will be provided by the insurance company, and this does not come at any charge to you. While the public adjuster will not have any relationship with the insurance firm, they will charge a fee of as much as 15 percent of the insurance settlement for her or his services. It is important to realize that while a public adjuster can help with the claims procedure, he or she will not be able to secure more money than what you are entitled to as part of your policy.

What are the benefits of a public adjuster?

There are a number of different benefits that are associated with using the services of a public adjuster. One of the main benefits is that he or she has expert insurance knowledge, and so they will be able to help you to understand your policy. Insurance policies are complicated documents that can be difficult for you to interpret if you are not an expert. They will give you a real and honest understanding of what you can expect and what you should be entitled to under the policy. 

Aside from this, there are a number of other advantages to consider as well. With a public adjuster, you will be able to make your claim a lot quicker, saving you plenty of time. In addition to this, a public adjuster will make sure that you get fair value for your claim. This significantly reduces the chances of you being underpaid for the storm that has happened and the impact that it has had. In addition to this, your rights as a policyholder will be protected as well. 

As you can see, there are a number of different ways that a public adjuster can help you when it comes to making a claim for storm damage. Getting an insurance payout should not have to be difficult, but the reality is that it can sometimes be rather challenging. This is why it makes sense to work with a public adjuster who can help you throughout the claims process, making your life a lot easier.