How to Protect Yourself In The Event Of A Hurricane
Hurricanes can be temperamental. They increase and decrease intensity at a moment’s notice. When you are sure a hurricane is headed your way, knowing what to do to protect yourself becomes a priority. Even if you’ve been through a hurricane or two, it’s always best to err on the side of precaution and stay safe. Here are a few suggestions:
Before hurricane season
- You should review your policy and make sure you have enough coverage.
- Consider flood insurance even if you don’t live in a flood zone.
- Get your batteries and other items while they are on sale in the off-season.
When a warning is issued
- Make sure you have enough food, water, medication, and other supplies handy. This includes first-aid, cash, flashlights, lanterns, fire extinguisher, a carbon monoxide monitor, etc.
- Make sure you have enough toiletries to last for at least a few weeks.
- Review your safety plan and have all your important documents in a waterproof container or bag.
- Review your evacuation plan
- Fill your gas tank and make sure you have emergency supplies in the car.
- Cover your windows and remove all outside accessories that could turn into projectiles.
- Keep all receipts in the event you may have to file a claim.
- Fill the bathtub with water
During the hurricane
- Stay away from the doors and windows. If things get bad, have a designated indoor closet or room to stay in.
- Turn your refrigerator and freezer to the coldest setting.
- If you must leave, shut off the power and the water.
- If water starts coming into your home, know how to get to the attic and have supplies up there in case you have to break through the roof.
- Make sure your phone is charged and you have a battery-operated radio or television to track the reports.
Once the hurricane has passed, use any hurricane-related equipment like generators or grills with caution. Some people get advice from a public adjuster for hurricane damage just to see what they should be securing or moving around so they won’t cause additional damage or harm to their property or those around them.
After a hurricane, a public adjuster for hurricane damage is one of the first people to contact when you’re getting your insurance claim ready. Even though you pay a premium every month, insurance companies are designed to pay as little as possible. The best thing you can do to protect yourself is to work with a professional who understands how things work.
Getting advice from a public adjuster every step of the way will ensure you are prepared for almost anything resulting from a hurricane. Most of all, you’ll be making proactive moves to secure the safety of your loved ones and property. Public adjusters handle residential and commercial insurance claims, but also offer insurance appraisals.
If you’re going to be in the line of fire, make sure you’ve done everything you can to prevent excessive damage and losses. Although no one can predict what a hurricane will do, you’ll be in a better position.